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Bridgewater Credit Union, A Division of Merrimack Valley Credit Union is now accepting Student Choice loan applications in the name of Merrimack Valley Credit Union.

On February 1, 2019, Bridgewater Credit Union merged into Merrimack Valley Credit Union. The combined entity now operates under the names of both Merrimack Valley Credit Union and Bridgewater Credit Union, A Division of Merrimack Valley Credit Union. Both names are reflective of our single combined legal entity.

You may receive correspondence, statements or even sign legal documents in either Merrimack Valley Credit Union or Bridgewater, A Division of Merrimack Valley Credit Union's name. We want to assure you, our members, we are in fact one and the same Credit Union and the use of either name on correspondence, statements, legal documents or other communications is acceptable and appropriate.


New Borrowers

 To apply for a student loan, please visit Merrimack Valley Credit Union's website


Returning Borrowers

If you already have a line-of-credit and need to request additional funds, please click the link below.



If you have an existing Student Choice line of credit, please visit the UAS website to access information about your account and to manage repayment. 


Please contact Bridgewater Credit Union if you have any questions or need assistance.

Paying for College Pays You Back!

The stats are on your side. College is still one of the best investments you will make in your lifetime. According to the Bureau of Labor Statistics, an individual's earnings with a bachelor's degree, outpaces earnings of those who hold only a high school degree by nearly 40% and the unemployment rate drops by nearly half.

With college costs rising ever higher, you and your family not only face the monumental task of planning your college choice carefully, but of fully understanding all your financial aid options. By maximizing no- and low-cost financial aid, choosing your student loan carefully, and developing proper money management skills and habits, you can leave college with a bright financial future—without a mountain of debt in your wake.

Why Bridgewater Credit Union?

Our solution was designed with your best interest in mind. As a not-for-profit credit union, our focus is on people, not profits. That means lower rates and convenient repayment structures to help you responsibly manage paying for college. Get started by clicking on the loan solution below to learn more.

 Learn more about our solution for Undergraduate students


A better deal from your local not-for-profit cooperative


More than 1,500 approved schools across the country


Answers to your most common questions


Financial resources to help you succeed in college and beyond


IMPORTANT: Loan applications for the Summer 2021 academic term AND the Fall/Spring 2021-2022 academic year are now available!